Termporary Health Insurance Plans
It's important you get health insurance ASAP, if you don't already have it. Termorary health insurance is much easier to qualify for than regular health insurance but usually does not cover pre-existing conditions for a period of time.
With most termporary health plans, you(r):
- Can see any doctor you like
- Deductible is waived for accidents
- Can use a accept credit card
- Coverage begins the day your application is approved
- Easy Yes/No application
- Around a $2,000,000 maximum benefit
- Possibly discount vision & dental
Things you have to remember with short term coverage:
- They don't cover preganancy except for complications
- They only pay a % of what's fair and reasonable so if your doctor overcharges you, you're resonsible for the excess.
- All rates and quotes are only estimates until officially underwritten
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DO NOT cancel your current policy yet. It's always better if there's a little overlap between your change in coverage, in case something happens
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