How To Save On Life Insurance
Many companies advertise the short term rates available to a super
preferred non-smoker. These companies may be more interested in selling you term insurance
than meeting your unique need.
- Consider a small or non rated insurer, since they have extremely low rates and overhead
- Use an independent agent representing different insurers
- Get an idea if you’re a standard or preferred risk
- Maintain good weight. If you go to the zoo and the elephants throw you
peanuts, you won’t be able to obtain coverage or it will be expensive
- Monitor your cholesterol level and reduce your intake of meat, eggs, and butter
- Pay your premiums annually
- Compare the minimum guaranteed rates, if any
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