Should You Replace Your Life Insurance?
Advantages of Replacing Your Current Life Insurance Policy
- You may not need as large of a death benefit
- Your old policy has a low minimal return
- Your old policy has high expenses
- Your current carrier is deteriorating financially
- New level term rates may be much lower
- Your health may have improved
- Your carrier won’t reconsider you health
- You have a level term policy that is ending
- You’re currently paying smoker rates
- Protect your principal
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