Your Insurance Company Ratings
Use the chart below to determine your carriers financial stability. Small insurers are commonly not rated because they do not want to pay the ratings services extortion. But if a company has it's rating lowered to weak or below average, then it may be the time to re examine your policy.
| Rating |
A.M. Best |
S&P |
Moody's |
Duff & Phelps |
| SUPERIOR |
A++, A+ |
AAA |
Aa |
Aaa |
| EXCELLENT |
A, A- |
AA |
A |
Aa |
| GOOD |
B++, B+ |
A |
Bb |
A |
| ADEQUATE |
B, B- |
Bbb
B |
B |
Bbb |
| BELOW AVG |
C++, C+ |
Bb, |
Caa |
Bb |
| WEAK |
C,C- |
B,Ccc |
Ca |
B,Ccc |
| NON-VIABLE |
D,E,Fs |
CC, D |
C |
Dd,Dp |
A.M. Best
is the oldest independent rating agency. Order a report directly over the Internet.
Moody’s
is a rating agency that’s been around since 1909. They look at risk and credit
worthiness. Phone: 212-553-0377
Duff & Phelps
is another well-known independent rating agency that evaluates claims paying ability.
Phone: 312-629-3833
Standard & Poor’s rates the financial stability of insurance companies in a number of categories.
Phone: 212-208-1527
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