Ways To Save On Health Insurance
- Get your coverage immediatley before you have a health problem or accident
- Get a plan with a higher co payment
- Consider a PPO over an HMO
- Look at plans with higher out of pocket maximums
- Try to get into a group plan, if ill
- Compare at least 3 different companies
- Make sure the policy protects you from large medical costs
- Find out what's excluded
- Examine your policy closely during the free look period
- Choose a higher co payment
- Avoid single disease insurance policies
- Use a local independent agent
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