When getting a burial insurance quote:
- If you should buy, you will usually get a 30 day free look
- There is a difference between guaranteed issue and 'no medical exam' or 'no physical' life insurance
- Make sure the premiums and death benefits remain level (unless your policy accumulates cash value)
- Do not bother getting a medical exam if you have health problems (that is not required for easy issue coverage)
- Don't waste your time trying to get a large policy with burial insurance (However you could get a few smaller policies).
- Pre-Need, final expense and easy issue life insurance re the same type of coverage
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